NFO Alert: Who should invest in the Bajaj Finserv Healthcare Fund?
Bajaj
Finserv
Asset
Management
Limited
recently
launched
the
Bajaj
Finserv
Healthcare
Fund,,
a
thematic
fund
that
invests
predominantly
in
industries
and
sectors
that
are
tied
to
the
healthcare
space.
The
NFO
period
for
this
scheme
began
on
December
6th,
2024,
and
is
on
till
December
20th,
2024.
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Bajaj
Finserv
Healthcare
Fund
If
you’re
wondering
if
the
Bajaj
Finserv
Healthcare
Fund
can
be
a
suitable
investment
opportunity,
this
article
tells
you
more
about
this
scheme,
the
investment
strategy,
and
the
types
of
investors
it
may
suit.
1.
Investors
seeking
a
long-term
investment
strategy
The
Bajaj
Finserv
Healthcare
Fund
follows
the
MEGATRENDS
strategy,
investing
in
large-scale
and
long-term
changes
that
can
shape
healthcare
in
India
and
the
world.
Some
of
the
megatrends
in
focus
are:
Regulatory
megatrends:
There
is
an
expected
boost
in
the
Contract
Research
and
Manufacturing
Services
(CRAMS)
segment,
especially
in
pharmaceuticals
and
biotechnology
Economic
megatrends:
There
is
increased
awareness
about
the
importance
of
health
insurance,
but
out-of-pocket
expenses
remain
high.
Health
insurance
coverage,
as
a
result,
is
expected
to
rise
significantly
in
the
next
few
years.
Demographic
megatrends:
An
ageing
population
and
increased
life
expectancy
has
led
to
a
greater
demand
for
healthcare
products
and
services.
Social
megatrends:
Greater
awareness
about
health
and
wellness
is
resulting
in
increased
expenditure
on
preventive
healthcare,
nutrition,
fitness,
and
mental
well-being
By
focusing
on
these
avenues,
the
Bajaj
Finserv
Healthcare
Fund
avoids
chasing
short-term
trends
and
instead
seeks
instead
to
potentially
capitalise
on
long-term
trends
with
wide-ranging
impacts.
2.
Investors
with
a
higher
risk
appetite
Since
the
Bajaj
Finserv
Healthcare
Fund
is
an
equity
scheme
falling
under
the
thematic
fund
category,
it
may
entail
higher
risk
than
broad
market
equity
funds.
The
fund
targets
sectors
within
the
healthcare
space,
which
can
experience
fluctuations
based
on
industry-specific
challenges,
regulatory
changes,
and
market
sentiment.
These
may
be
above
and
beyond
market-wide
changes.
For
investors
who
are
willing
to
take
on
a
bit
more
risk
for
the
potential
of
higher
returns,
in
the
long
term,
this
fund
could
be
a
suitable
option,
especially
given
the
expected
healthcare
boom
in
India
over
the
next
few
years.
However,
the
fund
seeks
to
mitigate
risk
by
investing
in
multiple
industries
within
the
healthcare
space,
providing
a
degree
of
diversification
despite
the
thematic
focus.
3.
Investors
with
an
investment
horizon
of
5+
years
The
Bajaj
Finserv
Healthcare
Fund
caters
to
those
with
a
horizon
of
five
years
or
more.
Investors
seeking
short-term
gains
may
not
find
it
suitable.
4.
Investors
looking
to
diversify
their
equity
portfolio
with
healthcare
and
wellness
industries
Adding
the
healthcare
sector
to
a
broad
equity
portfolio
can
provide
a
hedge
against
economic
cycles
that
affect
other
sectors,
such
as
technology
or
finance.
5.
Investors
looking
for
tactical
allocation
in
their
overall
equity
portfolio
Finally,
the
Bajaj
Finserv
Healthcare
Fund
can
also
be
a
useful
tool
for
tactical
asset
allocation.
Investors
often
adjust
their
portfolios
based
on
market
conditions,
and
adding
a
healthcare
fund
could
be
a
strategic
decision
based
on
the
current
economic
landscape.
In
summary,
the
Bajaj
Finserv
Healthcare
Fund
can
be
suitable
for
a
wide
range
of
investors,
especially
those
seeking
long-term
growth,
willing
to
take
on
higher
risk,
and
looking
for
a
tactical
allocation
in
their
portfolio.
By
focusing
on
megatrends
in
healthcare,
it
provides
investors
with
an
opportunity
to
invest
in
a
sector
that’s
positioned
for
long-term
growth
potential.
As
always,
be
sure
to
carefully
consider
your
financial
goals
and
risk
tolerance
before
making
any
investment
decisions.
How
to
invest
in
Bajaj
Finserv
Healthcare
Fund
Units
can
be
purchased
at
a
face
value
of
Rs.
10
during
the
New
Fund
Offer
period.
You
can
invest
in
SIP as
well
as
lumpsum,
with
minimum
investments
starting
at
Rs.
500.
After
the
NFO
period
ends
on
December
20th,
the
fund
will
re-open
for
investments
in
a
few
business
days.
You
can
then
purchase
units
at
the
prevailing
applicable
Net
Asset
Value.
You
can
invest
online
or
offline,
directly
through
Bajaj
Finserv
AMC
or
through
a
registered
mutual
fund
distributor.
You
may
also
choose
to
invest
through
our
Registrar
and
Transfer
Agent
KFin
Technologies
Limited
(KFintech)
and
aggregator
platforms.
Mutual
Fund
investments
are
subject
to
market
risks,
read
all
scheme
related
documents
carefully.